Ruby Hill home prices too have made an adjustment just as all of California. For example, homes that were selling for $2.5 Million are now selling less than 2 million. Interest rates are still very low. I would say it is a great time to buy in Ruby Hill.
As of July 7, 2009, there were 36 active listings in Ruby Hills. What that means is that buyers have a huge selection of homes ranging from $969,000-$10,000,000.
The Real Estate activity has always been good in Ruby Hill, Pleasanton. There are 6 pending listings and 17 homes have closed escrow since January 1, 2009. These numbers may not seem to be too high, however upper end properties have a limited pool of buyers, therefore they take longer to sell.
The sold numbers were about the same from January- July 2008 and from July-December 2008. In other words, the activity in Ruby Hill has been the same for a long time in spite of the market conditions. There were only 2 short sales and 2 REO (foreclosure) properties in the last six months.
Ask yourself these questions:
Would buying a home in Ruby Hill mean stretching your financial limits? Will you still have enough left over for unexpected emergencies? What can you afford comfortably?
When pre qualifying you for a loan, lenders look for three main areas: income and expenses, credit score, down payment including closing costs.
As a general rule, your credit score should be above 700 to get a good interest rate on a conventional loan in Ruby Hill. You should also be looking at having at least 30% for a down payment.
As far as financial benefits of homeownership in Ruby Hill are concerned, tax advantages are one of the biggest financial benefits of homeownership. As a general rule, most homeowners can deduct most or all of their interest payments on their home loan, property taxes and loan points, but check with your tax advisor to be sure. As you know Ruby Hill has so much to offer with the exclusive estate homes, the beautiful Golf Course, the club house, best Pleasanton schools, the Pleasanton and Livermore wineries and close proximity to downtown and major freeways.
Now you tell me…. Is it the right time for You?
If there is anything you need to know about Ruby Hill or Pleasanton you can reach me at 510-279-9580. You can also go to my website at http://www.helpusellachievers.com
Meena Gujral
Help-U-Sell Achievers Realty
510-279-9580 / 925-425-9491
Published by Meena Gujral
Meena Gujral’s Biography:
As a Seller, I can offer you my full Service Marketing Plan, a comprehensive evaluation of your property, an extensive advertising and Promotional Program, and my own reputation for honesty and professionalism.
As a Buyer, you can rely upon my ability to fully understand your personal Real Estate needs, thereby eliminating unnecessary stress and anxiety, and enabling you to find the home which best suits your needs.
If you are contemplating a move to or from another area, I have a wide range network of highly qualified Relocation Specialists available to serve you.
Professional Experience:
Full time Realtor since 1986 with over 21years of experience.
Specializing in Fremont, Castro Valley, Hayward, San Leandro, San Lorenzo, Newark, Union City, Pleasanton and Dublin.
Slogan:
You Dream Of Homes, I get You There
Goals:
1. My goal is to help you achieve yours.
2. To conduct my business in such a manner that your friends will thank you for having referred them to me.
Education and Real Estate Courses:
BA with Honors in English; Sales Development Program; Discover the difference; Sales Results Workshop; Today’s Relocating Client; How to take control of your market; California’s disclosure law; Anatomy of Residential Housing; Effective Finance; Superstar Success Dynamics; The art of Selling – It’s all in your delivery; Conventional financing options; How to list and sell Real Estate.
Awards & Designations:
International Presidents Circle; Grand Masters Award; Presidents Award; Masters Award; Silver Sales Award; Multi Million Dollar Award; 2 Million Medallion Club; Sterling Society
Testimonials:
CB Office Managers: “Incredibly talented, hard working, diligent and dedicated.”
Avram Goldman - CB President, COO: “Well deserving with integral listing ability among our elite Real Estate Professionals at CB.”
Alan Tuttle – Branch Mgr Met Life: “Meena’s enthusiastic approach to listing my home brought a full price offer in just five days. She stands out from the crowd.”
Greg Costanzo – Oracle: "We were impressed with the lengths you went to advertise our condo, even hanging door hangars on every home on our block.”
Donald Lee – President Linda Sewing & Mfg Company: “Thanks for your follow up every step of the way, honest & caring nature, flexibility, aggressive approach and positive attitude.”
Jagdish Prasad - "We are thankful for your kind support, caring heart, smiling face and good advice"
Zurvohn and Raquel Maloof - "You have truly lived up to your reputation for honesty and professionalism and the slogan fits you well. We were skeptical about the Help-U-Sell concept but from here on out we will live by Help-U-Sell in order to save money. It seems like the most intelligent thing to do"
Germana & Jesse Martinez-" Your level of expertise was evident in your suggestions and recommendations associated with the sale of our home. We especially love the fact that we saved thousands of dollars by utilizing Help-U-Sell. It was a great experience that we will never forget.
Phone: 510-427-7992
View more posts
Achievers Realty 
This was really helpful! I am looking for a house in Ruby Hill and would like to work with you.
Great article. Me too @Sarah