Though some mortgages turn out to be the lifetime commitment they seem to be at your closing, you may choose to refinance a new mortgage at a lower rate or for a different term in Ruby Hills Pleasanton. With the new money you borrow, you pay off the original mortgage.
You may want to refinance your mortgage for several reasons:
1. You can get a lower interest rate, which will reduce your monthly payment and often the overall cost of the mortgage.
2. You may want to consolidate outstanding debt, for example, by combining a first and second mortgage into a single new one.
3. You may want to reduce the term of your loan to build equity faster. While this may increase your monthly payment, it will dramatically reduce your total cost.
4. You may want to use the equity in your home for a major purchase, such as a child’s education. This is often called a cash-out refinance.
If you are looking for a Real Estate Agent to buy or sell a home or refinance in Ruby Hill Pleasanton Ca., Please call me at 510-279-9580.
For a list of Pleasanton Homes for sale, Real Estate listings, Ruby Hill homes for sale, go to http://www.helpusellachievers.com.
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Published by Meena Gujral
Meena Gujral’s Biography:
As a Seller, I can offer you my full Service Marketing Plan, a comprehensive evaluation of your property, an extensive advertising and Promotional Program, and my own reputation for honesty and professionalism.
As a Buyer, you can rely upon my ability to fully understand your personal Real Estate needs, thereby eliminating unnecessary stress and anxiety, and enabling you to find the home which best suits your needs.
If you are contemplating a move to or from another area, I have a wide range network of highly qualified Relocation Specialists available to serve you.
Professional Experience:
Full time Realtor since 1986 with over 21years of experience.
Specializing in Fremont, Castro Valley, Hayward, San Leandro, San Lorenzo, Newark, Union City, Pleasanton and Dublin.
Slogan:
You Dream Of Homes, I get You There
Goals:
1. My goal is to help you achieve yours.
2. To conduct my business in such a manner that your friends will thank you for having referred them to me.
Education and Real Estate Courses:
BA with Honors in English; Sales Development Program; Discover the difference; Sales Results Workshop; Today’s Relocating Client; How to take control of your market; California’s disclosure law; Anatomy of Residential Housing; Effective Finance; Superstar Success Dynamics; The art of Selling – It’s all in your delivery; Conventional financing options; How to list and sell Real Estate.
Awards & Designations:
International Presidents Circle; Grand Masters Award; Presidents Award; Masters Award; Silver Sales Award; Multi Million Dollar Award; 2 Million Medallion Club; Sterling Society
Testimonials:
CB Office Managers: “Incredibly talented, hard working, diligent and dedicated.”
Avram Goldman - CB President, COO: “Well deserving with integral listing ability among our elite Real Estate Professionals at CB.”
Alan Tuttle – Branch Mgr Met Life: “Meena’s enthusiastic approach to listing my home brought a full price offer in just five days. She stands out from the crowd.”
Greg Costanzo – Oracle: "We were impressed with the lengths you went to advertise our condo, even hanging door hangars on every home on our block.”
Donald Lee – President Linda Sewing & Mfg Company: “Thanks for your follow up every step of the way, honest & caring nature, flexibility, aggressive approach and positive attitude.”
Jagdish Prasad - "We are thankful for your kind support, caring heart, smiling face and good advice"
Zurvohn and Raquel Maloof - "You have truly lived up to your reputation for honesty and professionalism and the slogan fits you well. We were skeptical about the Help-U-Sell concept but from here on out we will live by Help-U-Sell in order to save money. It seems like the most intelligent thing to do"
Germana & Jesse Martinez-" Your level of expertise was evident in your suggestions and recommendations associated with the sale of our home. We especially love the fact that we saved thousands of dollars by utilizing Help-U-Sell. It was a great experience that we will never forget.
Phone: 510-427-7992
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